YWCA   Santa Monica / Westside  |  Closed June 2016
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For Young Women

The YWCA Santa Monica / Westside's Transitional Housing and Education Program collaborates with community organizations and professional volunteers to bring a dynamic series of financial literacy classes that help young women in our program develop solid financial practices, discipline, and responsibility that will serve them throughout their adulthood.

Clear Point Financial Services - Financial Firsts Program

Curricula topics include:

  • Choose and manage a checking account

  • Create a resume, plan for an interview, and secure a job

  • Shop for, purchase, and maintain a car

  • Obtain and properly handle a credit card account

  • Live on their own, away from home, with or without a roommate

  • Choose a college, choose a major, and understand options for paying tuition

Click here to find out more about Clear Point's program.


Los Angeles Urban League - Individual Development Account Program

The IDA program is a matched savings program that allows qualified, low-income individuals to save money in special custodial accounts.  The offered match provides an incentive for qualified individuals and households to continue saving for an extended period of time, usually between 12 to 24 months, and until they have reached a pre-determined goal in their savings.

After completion of savings, participants can use their money along with the match for a qualified purchase of a business or education.  As part of this program, participants also receive a required 10 hours general financial literacy and a minimum of 8 hours of additional asset-specific training at no cost.


This program is far more than a match payout for an asset purchase.   It promotes healthy savings habits and access to the financial mainstream.  Here's how it works:  Participants save $1,000 and receive a match of $2,000 towards their education or to start a small business (at least 6 months).  They attend quarterly meetings, 10 hours of financial literacy workshops, and 8 hours of asset specific training.


Click here to find out more about the Los Angeles Urgan League's Individual Development Account Program.


Alliance for Children's Rights

The Alliance for Children's Rights helps to guide youth ages 16 to 24 through the difficult transition from foster care to independence by educating them about their legal rights and responsibilities and empowering them with skill building workshops and access to resources.  The Allies Mentoring Program is designed to further support these youth by providing them with caring, consistent, adult role models who will help empower them to make good decisions and set attainable life goals.


Workshops provided by the Alliance for Children's Rights include:

  • Identity Theft, Credit Card

  • Leases and Contracts

  • Car Purchase

  • Budgeting

  • Consumer Rights

  • Public Benefits

Click here to find out more about the Alliance for Children's Rights.


Community Volunteers

The Housing and Education Program is fortunate to work with motivated community volunteers who have presented finance-related like skills classes to program residents on the following topics:

  • Insurance

  • Tax Preparation

  • Interview Skills

  • Job Search

  • Budgeting

  • Savings Accounts and Interest

  • Goal Setting

  • Coupon Shopping


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